![a woman shows off a cell phone](https://myreferencetools.com/wp-content/uploads/2017/04/cell-phone-carrier-300x155.jpg)
Picking a mobile carrier can be tricky. Here are ten tips for choosing a new cell phone carrier and plan, complete with features you'll actually use.
![a computer, tablet, and phone displaying a site to buy a domain name](https://myreferencetools.com/wp-content/uploads/2017/05/registering-domian-name-300x155.jpg)
If you're in the market for a domain name, you may be a little confused about how to register one. These 3 steps are easy enough for anyone to follow.
![](https://myreferencetools.com/wp-content/uploads/2017/03/u13934_602x312-300x155.jpg)
It’s time to sign up for a mortgage, and you’re approached with time periods—a 30-year mortgage or a 15-year mortgage. Which do you choose? Both[...]
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A pyramid scheme is an illegal business model based on getting new members embroiled in the investment. The top of the pyramid may make a quick buck, [...]
![an eye doctor points at an eye letter chart](https://myreferencetools.com/wp-content/uploads/2017/05/LASIK-eye-surgery-300x155.jpg)
If you are considering LASIK eye surgery, you should be aware of the most significant health risks that may accompany the procedure.
![cable bill and scissors cutting cable cord](https://myreferencetools.com/wp-content/uploads/2017/03/cable-bill-300x155.jpg)
The cost of having cable seems to be on the rise. Here are five ways you can decrease the price of your monthly bill.
![safely build credit](https://myreferencetools.com/wp-content/uploads/2017/03/safely-build-credit-300x155.jpg)
A mistake at 18 can come back to haunt you when you apply for a home or auto loan! Learn how to establish credit without risking your credit score.